Privacy Policy 

Effective Date: June 2026

Sukhwinder Bajwa ("we," "our," or "us") is committed to protecting the privacy and confidentiality of personal information entrusted to us. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information in accordance with Alberta's Personal Information Protection Act (PIPA) and applicable Canadian privacy laws.

1. Information We Collect

We may collect personal information that you voluntarily provide, including:

• Name
• Email address
• Telephone number
• City or Province of residence
• Information regarding your family, financial goals, education savings interests, insurance needs, or investment objectives

We may also collect information submitted through Facebook, Instagram, Messenger, WhatsApp, website forms, appointment requests, or other communication channels.

2. Purpose of Collection

We collect personal information for the following purposes:

• Responding to inquiries and information requests
• Scheduling consultations
• Providing information about financial planning, insurance, RESP, TFSA, FHSA, RRSP, investment, and related services
• Assessing suitability of products and services
• Meeting legal, regulatory, and record-keeping obligations
• Communicating educational and promotional information where permitted by law

3. Consent

By providing your personal information, you consent to its collection, use, and disclosure for the purposes described in this Privacy Policy. You may withdraw your consent at any time, subject to legal and contractual requirements.

4. Sharing of Information

We do not sell personal information.

Personal information may be shared with product providers, insurers, financial institutions, regulatory bodies, compliance service providers, or other parties where required to provide services, comply with legal obligations, or with your consent.

5. Protection of Information

We use reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, disclosure, loss, misuse, or alteration.

6. Retention of Information

Personal information is retained only as long as necessary to fulfill the purposes for which it was collected and to satisfy legal, regulatory, and business requirements.

7. Access and Corrections

You may request access to your personal information or request corrections if you believe the information is inaccurate or incomplete.

8. Third-Party Platforms

Our advertising and lead generation activities may utilize platforms such as Facebook, Instagram, Messenger, WhatsApp, and website analytics tools. These platforms may collect information in accordance with their own privacy policies.

9. Contact Us

If you have questions regarding this Privacy Policy or wish to access, update, or withdraw consent regarding your personal information, please contact:

Sukhwinder Bajwa
Licensed Insurance Advisor
Email: spsbajw@hotmail.com
Phone: 226 201 4767
Edmonton, Alberta, Canada

This Privacy Policy may be updated from time to time without prior notice. The most current version will be available upon request or on our website.